Making informed decisions
Gap in pension benefits between men and women widens For many women, the decision to work part-time often coincides with important career and childcare milestones. While pension contributions may not be the deciding factor for this decision, it’s important to understand the long-term impact on pensions. This knowledge is crucial for good financial planning.
Greater financial security in later life
Preparing for your future in a way that suits your needs Retirement planning is not a one-size-fits-all system. Everyone has unique lifestyle choices, so it’s essential to prepare for your future in a way that suits your needs. Today’s savers face challenges like longer life expectancy and the shift from defined benefit pensions to defined […]
Trace any lost pensions as soon as possible
Failing to claim your pension means you could miss out on valuable retirement income Keeping track of a pension can be a challenge, especially if you’ve had several schemes during your career or changed employers multiple times. Pension schemes can close, merge or be renamed over time, making it difficult to keep on top of […]
Should I get all my pensions in one place?
Keeping track of your retirement savings is not always easy Are you worried about losing touch with your pension savings provider? Increasingly, with more people changing jobs multiple times before retirement, it can be easy to lose track of your hard-earned savings. By taking a few simple precautions, you can help ensure that your savings […]
What are my pension pot options?
How to use your defined contribution pension pot Are you nearing retirement age and wondering how to best manage your retirement income? Changes to regulations now provide you with greater flexibility and choice when it comes to accessing your defined contribution pension.
Don’t let retirement catch you off guard
Make sure you have a comfortable and secure retirement for the years ahead Retirement has evolved beyond the traditional image of stopping work completely at 60 for women and 65 for men. With many people choosing to work part-time or continue working later in life, it could be an opportunity to explore new interests or […]
Financial jargon
7 out of 10 adults are puzzled by financial matters lingo Being informed about financial matters is essential to making sound decisions and staying in control of your money. Unfortunately, many people feel confused by the jargon used in financial discussions and services.
Goals don’t just happen, you have to plan for them
How professional financial advice benefits both you and your family When it comes to managing your finances, the wealth of resources now available can make it easy to try and go it alone. However, obtaining the right advice from a qualified professional financial adviser will ensure you are able to plan ahead by including expectations […]
Rising prices can wipe years off retirement pots
How to protect your pension income against inflationary pressures For anyone feeling the effects of rising inflation rates, it’s important to ensure that your retirement fund isn’t significantly impacted. While this can be challenging in such an uncertain economic climate, there are measures you can take to ensure that your savings don’t suffer.
Giving retirement a second thought?
Over a third of OVER-55s think they will work beyond their state pension age We are witnessing a surge in the number of people giving retirement a second thought due to inflation rates and the cost of living crisis. Not only are more individuals looking to work beyond their State Pension age, but some are […]
